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Small Business HMO Providers
AETNA
HMO
In the HMO plan,
members choose a participating primary care physician/provider (PCP)
to manage care and make referrals. For each visit, members pay a
copayment.
Open Access HMO
Aetna's Open Access™ plan provides your employees with greater
freedom of choice in accessing health care. Open Access is similar
to the HMO plan except referrals are not required to visit a network
provider for covered services. Members have the option to see their
PCP and pay a copayment, or go directly to network specialists without
a PCP referral and pay the specialist copayment.
CIGNA
CIGNA HealthCare HMO
CIGNA HealthCare HMO gives your employees the highest level of care
management and cost control. In addition, a wide range of wellness
programs is offered such as informative publications, low-cost or
no-cost preventive care, and valuable discounts on health and fitness-related
services.
CIGNA HealthCare Network Plan
The HealthCare Network Plan is just like a traditional HMO
where members choose a primary care physician to manage all of their
care. Features include predictable out-of-pocket costs, virtually
no paperwork, and coverage for emergency and urgent care, 24 hours
a day, anywhere in the world.
UNITEDHEALTHCARE
UnitedHealthcare Choice and Choice Plus:
UnitedHealthcare Choice and Choice Plus provide the freedom to visit
any physician, even specialists, without a referral. It is recommended
but not required to have a primary care physician to coordinate
health care.
UnitedHealthcare Choice and Choice Plus Highlights:
- Go to any physician
- Visit specialists without a referral
- Low copayments
- Little or no out-of-pocket costs for network care
- No claim forms or bills for network care
To research more Small
Group HMO providers including
Blue Shield Blue Cross, click >
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