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Step 1 of 2: Medical profile
  Gender Date of birth Height Weight Smoker?
Applicant* / /
Spouse / /
Children        
Currently Insured?*
Have conditions?* yes   no
Take medications?* yes   no
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Step 2 of 2: Tell us about yourself
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Address* City*
State* Zip*
Day Phone* Evening Phone*
Contact Time* Email*
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Health Insurance Quotes Powered by Quote Financial

 
Individuals and Family
There are four major types of health insurance available to meet the different needs of individuals and families. These include indemnity (Fee-for-Service), PPO (Preferred Provider Organization), POS (Point-of-Service Plan), and HMO (Health Maintenance Organization).

Take a look at the following table for a quick, general comparison of the different types of health insurance:

Indemnity - - - - - - - - PPO - - - - - - - - POS - - - - - - - - HMO
More Expensive <-------------------------------->Less Expensive
More Freedom of Choice<----------->Limited Options for Care

Here is a comparison chart for two major health insurance providers, Blue Shield and Blue Cross:

Blue Shield Blue Cross
Physician Services
Prescription Drug Coverage
Rates

Least Value



Best Value


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