MEDICARE CONT.

• The Original Medicare Plan (sometimes called fee-for-service) - everyone with Medicare eligible, available nationwide, many people have Medigap policy.
• Medicare + Choice Plans:

• Medicare managed care plans (like HMOs)
• Medicare Private Fee-for-Service plans

Medicare + Choice Plans     Original Medicare Plan Managed Care Plan (like an HMO) Private Fee-for-Service Plan Costs Total Out-of-Pocket Costs High Low to Medium Medium to high Extra Benefits In addition to Medicare covered benefits. None Most Like prescription drugs, eye exams, hearing aids, or routine physical exams. Some Like foreign travel or extra days in the hospital. Doctor Choice Widest Choose any doctor or specialist who accepts Medicare. Some Usually must see a doctor or specialist who belongs in your plan. Wide Choose any doctor or specialist who accepts the plan's payment. Convenience Varies Available nationwide. Varies Available in some areas. May require less paperwork and have phone hotline for medical advice. Varies Available in some areas. May require less paperwork and have phone hotline for medical advice. *Chart reproduced from www.medicare.gov

	Web thehealthinsurance.com