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Medigap cont.
Basic Benefits (included in all Medigap plans A-J):
  • Medicare Part A coinsurance amount
  • Cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
  • Medicare Part B coinsurance or copayment amount
  • First 3 pints of blood each year

Medigap plans A-J Comparison Chart (reproduced from www.medicare.gov):
Optional Riders A B C D E F* G H I J*
Basic Benefits
Medicare Part A: Inpatient Hospital Deductible  
Medicare Part A: Skilled-Nursing Facility Coinsurance    
Medicare Part B: Deductible              
Foreign Travel Emergency    
At-Home Recovery            
Medicare Part B: Excess Charges           100% 80%   100% 100%
Preventive Care                
Prescription Drugs               Basic

Coverage

Basic

Coverage

Extended

Coverage


* Plans F and J also have a high deductible option. If you choose this option, you must pay $1,620 out-of-pocket per year before the plans pay anything. Insurance policies with a high deductible option generally cost less than those with lower deductibles. Your out-of-pocket costs for services may be higher if you need to see your doctor or go to the hospital.

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