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Small Group PPO Providers
AETNA ( What
is a PPO ?)
Open Choice®
This PPO plan
gives your employees direct access to any recognized provider for
covered benefits. Members can select a participating provider at
lower out-of-pocket costs or a nonparticipating provider at higher
out-of-pocket costs. The advantages of going to a participating
provider are lower costs, no claim forms to file, and no balance
bills.
CIGNA
CIGNA HealthCare PPO
HealthCare PPO provides access to participating physicians with
no referrals, coverage for services out of the network, and preventive
care options.
CIGNA HealthCare PPO Plus
HealthCare PPO Plus combines the freedom and open access of a PPO
and the cost containment features of an HMO.
(Check out our small group HMO PROVIDERS
)
UNITEDHEALTHCARE
UnitedHealthcare Options (PPO):
The Options PPO
plan gives your employees access to a large network of
doctors and hospitals with no referrals needed. Members can also
see non-network physicians with no reduction in benefits. Employees
can go to any physician, specialist or hospital, however out-of-network
care results in somewhat higher deductibles and copayments.
UnitedHealthcare Options PPO Highlights
- Freedom to go to any physician or specialist
- Access to a nation-wide network
- Little or no out-of-pocket costs for network care
- Ideal for people who travel or have students in another state
- No claim forms or bills for network care
UnitedHealthcare Options PPO 80/80:
The Options PPO 80/80 plan allows your employees to manage their
own health care decisions. Members can see any licensed medical
provider for any covered service. Lower costs apply when visiting
network physicians, hospitals, or providers.
UnitedHealthcare Options PPO 80/80 Highlights
- Go to any licensed medical provider
- See specialists without referrals
- Receive care at any hospital
- Access to a nation-wide network
- Lower costs for network care
To continue learning about Small Group PPO Providers such
as Blue Shield, click >
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What exactly is a PPO? For a detailed explanation, check out
>PPO<
To read about the differences between Medicare & Medicaid, check
out
>MEDICARE VS. MEDICAID<
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